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The First-Time Buyer's Guide to buying a new build in the UK

For first-time buyers, even if you're on a visa. Save your deposit faster, get the right mortgage and avoid the mistakes that cost us thousands.

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✓Step-by-step guide ✓House Viewing & Move-In Day Checklists ✓Sent straight to your inbox

House Viewing and Move-In Day Checklists
First-Time Home Buyer's Guide, New Build Edition Choosing your house page House viewing tips page
House viewing checklist page
By Chidera Peters, trusted by 160,000+ followers

Does this sound like you?

“

"Can I even buy on a visa?"

You're not sure which lenders will say yes, or what they'll ask for.

“

"My deposit is taking forever"

You're saving, but it feels like you'll never get there.

“

"Mortgages confuse me"

LTV, trackers, ERCs. The jargon makes your head spin.

“

"What will it really cost?"

You're scared of the fees nobody tells you about.

Chidera

I've been there. We bought our first home while I was on a visa, and we made mistakes that cost us thousands. This guide is everything I wish I'd known, so you can buy with confidence.

By the end of this guide, you'll know

✓

How long it'll take to save

And how to get there faster with a LISA and Cash ISA.

✓

How to build your credit score

What lenders want to see, even if you're new to the UK.

✓

How to get a mortgage on a visa

What lenders look at, and how to prepare your application.

✓

Which schemes can help

Developer offers, Freedom to Buy and Your First Home.

✓

Every cost, down to the pound

Stamp duty, fees and the real numbers from our own new build.

✓

Each step, from search to keys

The full buying process, and how to choose a good solicitor.

Take a peek inside

Visual, easy to follow and full of real numbers.

See exactly what to check when you choose a house

Just a small peek. The rest is inside.

Get the full guide for £27 →
House viewing checklist page
Moving day countdown page
Included free in your bundle

House Viewing & Move-In Day Checklists

Show homes are designed to make you fall in love. These printable A4 checklists keep you focused, so you don't miss anything that matters.

1
30 questions to ask at every viewing

With space to write your notes, so you can compare homes later.

2
Your must-haves vs nice-to-haves

With my own list as an example.

3
A moving day countdown

Everything to do before and after you move in.

4
Where to shop for your new home

My favourite affordable places for furniture and decor.

Chidera Peters

Hi, I'm Chidera

I'm a UK personal finance creator, and I help migrants and young professionals understand how money works here. My husband and I saved for about two years and bought our new build in December 2023, while I was on a visa.

This guide is everything we learnt: what worked, what cost us money, and what I'd do differently next time.

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Is this guide right for you?

It's for you if

✓You're a first-time buyer

✓You want to buy a new build home in the UK

✓You're on a visa, or new to how buying works here

It's not for you if

✕You've owned a home before

✕You're buying an older, resale home

✕You're buying outside the UK

Everything you need to buy your first new build

  • ✓The First-Time Buyer's Guide: New Build Edition
  • ✓House Viewing & Move-In Day Checklists, printable A4
  • ✓Real numbers from our own new build purchase
  • ✓Updated for November 2026 rules and rates
  • ✓Links to my free mortgage calculator
£37£27
Get instant access → For first-time buyers buying a new build in the UK. Secure checkout, and your download links arrive by email.

Questions

I'm on a visa. Can I still buy a home?

Yes. There are no legal restrictions on non-UK citizens buying a home here. What changes is how lenders see you, and the guide shows you what they look at and how to prepare.

Who is this guide for?

First-time buyers in the UK who want to buy a new build home. It covers everything from saving your deposit to getting your keys, including developer offers, snagging and new build warranties. If you're buying an older home or you've owned a home before, it isn't the right fit.

Is it up to date?

Yes. Every rule, rate and number was checked in November 2026, including the latest LISA rules, stamp duty and government schemes.

How do I get it?

Straight after you pay, you'll get an email with links to download the guide and checklists as PDFs. Check your junk folder if it doesn't arrive in a few minutes.

Your first home is closer than you think

Get the guide and checklists today for £27.

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